About Spenzo
Spenzo is a personal-finance app on a simple mission: help everyday people feel calm and in control of their money — without spreadsheets, jargon or judgement.
Why we built Spenzo
Most people don’t need more charts — they need a clear answer to one question: “is it okay to spend right now?” Traditional budgeting apps either assume a rigid calendar month or demand a lot of manual upkeep. We wanted something that fits real life: budgets that follow your actual payday, a single daily safe-to-spend number, and a friendly AI that explains your money in plain language.
What we believe
Your financial data is yours. Spenzo makes money from a simple subscription — never by selling your personal data. Authentication uses secure, http-only cookies, you can export or delete your data at any time, and a Private mode hides sensitive figures at a glance.
We build in the open with a small, dedicated team, ship improvements regularly, and reply to every support message personally.
Where Spenzo runs
Spenzo is available on the web and on iPhone, with pricing in your local currency (€10 / $10 / £10 by region). You can also securely connect a bank via Tink across Europe (starting with Ireland) to import transactions automatically — always read-only.