Frequently asked questions
Everything you might want to know before getting started with Spenzo.
What is Spenzo?+
Spenzo is a modern, AI-powered budgeting and expense-tracking app. It helps you plan budgets around your pay cycle, see what’s safe to spend, scan receipts, set savings goals and get simple money guidance.
Is Spenzo free?+
Spenzo Premium starts with a 10-day free trial — no card required to explore. After the trial you can upgrade to Premium, or keep a Free Limited plan with basic tracking.
What happens after the trial?+
If you don’t upgrade, you move to Free Limited: basic expense and income tracking, a basic budget view and limited history. Premium features like Analytics, Goals and the AI Coach are paused until you subscribe.
Does Spenzo support pay-cycle budgeting?+
Yes. You can budget around your real pay cycle — weekly, bi-weekly or monthly — instead of a fixed calendar month, so your numbers match how you actually get paid.
Can I scan receipts?+
Yes. With Premium you can snap a receipt and Spenzo’s AI reads the merchant, amount, date and category for you, so logging spending takes seconds.
Does Spenzo use AI?+
Yes. The AI Coach offers plain-language insights and suggestions, and AI powers receipt scanning. It’s designed to guide you, not bury you in charts.
Can I change my currency?+
Yes. Spenzo supports currency preferences, along with date-format and language options, in settings.
Can I cancel anytime?+
Absolutely. You can manage or cancel your subscription anytime from the Stripe Customer Portal in your settings — you keep access until the end of the period you’ve paid for.
Is my data private?+
Yes. We don’t sell your personal data, authentication uses secure http-only cookies, and you can export or delete your data whenever you want.
How do I contact support?+
Email us at support@spenzo.co and we’ll be happy to help.
Still have a question?
We’re happy to help — reach us anytime.